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Pet insurance
Pet insurance is could save a lot of money – especially if you have a pet prone to illness or with a chronic illness. If you are considering insurance for your pets, it might not be a bad idea to find out exactly what’s available.
On any given policy:
• Find out exactly what the pet insurance policy covers. There are some policies that cover things like vaccinations, while there are other policies that will not include this.
• Know what the exclusions are. There are going to be exclusions on pretty much any policy. Many pet insurance professionals are hesitant to take on pets with pre-existing conditions. These conditions are often excluded from payment.
• Know the costs. Just like with other kinds of insurance, there will be co-pays and premiums. There probably will also be limits to the dollar amount for which you are eligible.
• Ask about provider networks. Some who sell pet insurance require the pet to visit only approved veterinarians, while others do not stipulate this. If it is important to you to continue visiting a certain veterinarian, you might want to check in on this.
